Interest rates
Rate of Interest on savings deposit.
Particular |
Rate of interest |
Saving bank deposit |
2.75% |
Rate of Interest on Deposits.
Sl No |
Period of Deposits |
Rate of interest |
1 |
15 days to 45 days |
3.75% |
2 |
46 days to 90 days |
4.75% |
3 |
91 days to 180 days |
5.25% |
4 |
181 days to 364 days |
6.00% |
5 |
1 year to less than 3 years |
7.00% |
6 |
3 years and above |
6.00% |
7 |
Senior citizen below 5 years |
Additional 0.50% |
8 |
Senior citizen below 5 years |
Additional 1.00% |
- Current Account deposit shall not attract any interest.
- The Higher rate of interest of 0.50% is to be given to individuals, institutions and societies who deposit Rs. 1 Crore and above at a time for a period of one year and above with effect from 10-07-2026
- Higher ROI of 1.00% is to be given to staff and retired staff member.
Interest rates on loans:
Sl No |
Period of Deposits |
Rate of Interest |
1 |
CCL Account No.1 (General banking) |
13% |
2 |
CCL Account No.2B. |
13% |
3 |
CCL Account No.2D. |
13% |
4 |
CCL Account No.4 and 4A |
13% |
5 |
CCL Account No.4 B |
8.50% |
6 |
BDP CCL |
13% |
7 |
Pandavapura co-operative sugar factory |
13% |
8 |
Gold Loan |
10% |
9 |
SRS Loan |
13% |
10 |
Vehicle Loan |
11% |
11 |
COD Ind |
15% |
12 |
Housing Loan |
11% |
13 |
Mortgage Loan |
12% |
14 |
SHG Loan |
12% |
15 |
JLG Loan |
12% |
16 |
Ksheera Samruddhi Loan |
13% |
Contact your nearest branch for further details.